About Us

Who is Unsecured Cash Now.com?

Unsecured Cash Now is a dedicated team of professionals that specializes in achieving the highest amount of funding for your business needs.  We have extensive knowledge in the field of business lending, and the relationships we have formed with multiple lenders in the industry help us ensure your financial needs will be met.  In an ever-changing industry, our team stays in front of the curve, making us one of the most competitive players in the market.  Taking your business to lenders or starting up a new enterprise is a complex process, and many requirements must be met before even thinking about contacting lenders for assistance.  Unsecured Cash Now is here to ensure that this process is seamless for your business, our professionalism and timeliness is unsurpassed.

 

Why can’t I contact banks on my own?

In an ever-changing market our company stays at the forefront with our lender contacts.  We have established long lasting relationships with our lenders and know exactly which lenders to contact to ensure you receive adequate funding for your precise situation.  Contacting banks on your own can easily eliminate your chances of getting funding now, and sometimes even up to 6 months in advance if they “red flag” your business. Unsecured Cash Now sets up your company profile to tailor to the banks needs and ultimately meet all of their requirements. 

 

What Types of Financing does Unsecured Cash Now offer?

We specialize in Unsecured Loans only.  This means that no collateral is needed to secure the loans we provide. The loans are based off of your credit score and the business profile. 

Do I need a business to achieve funding?

No, if you are starting up a business, Unsecured Cash Now can help.  We can help you achieve up to $350,000 for new business expansion, investments etc. with our no-doc programs explained below.  The amount of money you will receive is dependent on your current credit profile.

If you own a business that is currently over 2 years old, you may qualify for our “Fast Forward” expedited funding process and up to $1,000,000  available in funds.  This process is also dependent on your current credit situation.

 

Is there a penalty to cancel the Agreement with Unsecured Cash Now?

There is absolutely no penalty to cancel your agreement with Unsecured Cash Now at any point up until your funding. After you receive your funds we require that we are compensated for our work as outlined in your contract.

 

How much money can I borrow?

The amount of money you can borrow will depend mostly on the strength of your Credit History, but will also take into account the amount of time you have been in business, and whether or not you can show Income and Asset Documentation.

If you have been in business for more than 2 years, you may be able to borrow up to $500,000 under our No Doc Program, and up to $1,000,000 (or more) under our Full Doc Program.

 

How long does it take to get Approved and Funded?

If you own an existing business the process is very quick and depending on the complexity of the file, we can fund within as little as 5 to 10 days!  If you enter the process as a startup business the time will vary and depend upon how much funding you are looking to acquire. It can be anywhere from 10 to 45days. The faster you work with us to get the required documents back, the faster we can expedite the funding process. 

How do I apply?

Applying online through our website is the fastest way to get the process started.  You can also contact us at 1-866-772-4100, or email us at info@unsecuredcashnow.com 

I have heard of the terms “full-doc” and “no-doc”.  What do these mean?

Full doc:  If you own a business for more than 2 years with verifiable income via tax returns, Unsecured Cash Now can help you achieve funding for your business in some cases in as little as a few days!  Providing full financial documentation about your business to the bank will ensure the highest amount of funding available with the best terms, up to $1,000,000 can be available with full doc programs. If you have an existing business and can qualify with your income for the amount of capital you are looking for then full doc is the way to go.

No doc:  If you are starting your own business or if the business you own may have a rough financial record, then a no-doc program would probably best suited for you.  In this case there will be less money available to you (typically $350,000 or less).  No-doc means that you need to provide no documentation in regards to your business.  Mostly all that needs to be done on your part is to sign several forms that we provide and Unsecured Cash Now takes care of the rest.

 

Will the business line I receive appear on my personal credit report?

No, none of the business lines you receive will appear on your personal credit report unless you default on any of your payments. A default is what occurs when you are more than 30 days late on a payment which is past due. Basic rule of thumb, make sure you make the payments on your account and your personal credit will stay clear.  

I was Approved and Funded but still need more money, when can I apply again?

Assuming you have made all payments on time and you still have Excellent Credit, you can apply again after 3 months and we will be happy to get you the extra money you need as quickly as possible. If you are looking for just a small increase of funds then after 3 months of on time payments you can always go back to the original lenders we set you up with and simply request an increase in your credit lines and that will cost you absolutely nothing!